Office Insurance
Office Insurance
Safeguarding Your Workspace, Empowering Your Business
Welcome to Insure Smart, your trusted office insurance broker in the UK. We understand the dynamic needs of businesses operating from office spaces, and the tailored insurance solutions are designed to provide comprehensive protection for your workspace. Explore the range of insurance plans covering various aspects of office insurance.
Offices come in all shapes and sizes, from large-scale units which cover multiple floors to home offices for sole traders. Whichever office type you have, we can find a suitable market to cover your contents and liabilities and any other extras you might need.
Since every office is different, your insurance policy should reflect this. A full assessment of your office could reveal a multitude of risks you probably never considered. What if your equipment fails? Think of the possible loss whilst your systems are down. What about any damage to buildings? Or sensitive customer information in, say, a flood or fire.
Why Insure Smart For Office Insurance?
Insure Smart is your committed partner in securing your office space. As a specialised office insurance broker, we bring expertise in understanding the unique risks associated with professional environments.
Customised Solutions
Prompt Quotes
The office insurance plans we find for you can cater to a variety of businesses, ensuring that your specific needs are met. Explore the offerings, including:
- Commercial Office Insurance: Comprehensive coverage for commercial office spaces.
- Business Premises Insurance: Tailored for various business premises.
- Professional Office Insurance: Coverage for professional service providers.
- Small Business Office Insurance: Insurance solutions for small businesses.
- Corporate Office Insurance: Tailored coverage for larger corporate offices.
- Office Building Insurance: Protection for the structure of your office building.
- Office Contents Insurance: Coverage for office equipment and furnishings.
- Office Liability Insurance: Protection against liability claims related to your office.
- Executive Office Insurance: Specialised coverage for executive offices.
- Shared Office Space Insurance: Coverage for shared workspace environments.
- Co-Working Space Insurance: Insurance solutions for co-working spaces.
- IT Office Insurance: Protection for information technology businesses.
- Legal Office Insurance: Tailored coverage for legal professionals.
- Financial Office Insurance: Coverage designed for financial service providers.
- Architectural Office Insurance: Insurance solutions for architectural firms.
- Consulting Office Insurance: Comprehensive coverage for consulting businesses.
How to Get Started For Office Insurance ?
Consultation
Customised Quotes
Secure Your Workspace
Visit our office
342 High Street, Kirkcaldy, KY1 1LD
Office Insurance FAQ
Office insurance typically provides financial protection for employees’
personal property against theft, burglary, accidental damage, loss, or theft of portable office equipment, and data loss.
If your business employs staff, you likely need employers’
liability insurance to cover compensation claims resulting from staff injury, illness, or damage due to work.
Employers in the UK must obtain Employers’ Liability (EL)
insurance as soon as they hire employees. The policy should cover at least £5 million and be from an authorized insurer.
If you’re the sole shareholder and director of a company,
owning over 50% of shares and having no other employees, employers’ liability insurance may not be necessary.
Risks of not having business insurance include significant
compensation claims, business closure, and personal claims against business owners and directors.
Office insurance costs vary based on factors like business size, type of work, and staff presence. For an accurate quote, please contact
our experts now or click here to request a call back.
If your business involves client advice, professional indemnity
insurance is advisable. Learn more about professional indemnity insurance here.
With cyber-attacks on the rise, having cyber insurance as part of your office insurance can protect your business from potential data loss,
reputational damage, fines, and business interruption costs.
Your home insurance may not cover business equipment or accidents involving customers or colleagues. Inform your home insurance provider about your business and ensure your policy covers your business activities.