Unoccupied Property Approach to Coronavirus

Click to view PDF – ISL Coronavirus Unoccupied Property v2

As a result of the COVID-19 pandemic, many organisations are having to change and adapt their ways of working. Many are now enabling home working, reducing to skeleton staffing, or introducing cleansing regimes to maintain their daily operations.

However, for a high number of businesses this isn’t possible and following the Government advice they have temporarily closed their doors leaving the premises unoccupied.

Buildings, whether temporarily closed or permanently unoccupied, can be at greater risk from the likes of arson, antisocial behaviour such as vandalism or squatters, theft, and escape of water.

As your broker we want to make you aware of unoccupancy clauses on policies both for properties and contract sites, as well as provide you with advice on how to manage your unoccupied property.

Within this document we have collated guidance from a range of insurers and trusted sources that we hope will help to make a positive difference to your business during this difficult time.

If you have any specific queries, please contact us today.