Protect Your Beauty Salon with Insure Smart
If your salon doesn’t have beauty business insurance, you’ll have to cover claims or compensation from your own assets if you’re self-employed, or from your company’s assets. Think about how you’ll handle thousands of pounds in compensation for injuries or accidents your clients may suffer for which you’re civilly liable, or how much you’d have to spend to replace furniture in the event of a flood due to burst pipes. The investment to set up a salon is very high (chairs, washbasins, dressing tables, reception areas, etc.), and it’s advisable to protect it with Insure Smart’s beauty insurance UK.
One thing we have learned over the years is how challenging it can be for people in the beauty treatment industry to find an insurer who truly understands that the industry is constantly evolving and new treatments are becoming available. Insure Smart was one of the first brokers in the UK to identify the growing trend in Hyaluron Pen injections and found an insurance partner who could offer cover for this much misunderstood treatment. We have grown this understanding and now work with beauticians who offer a wide range of treatments from hairdressing liability to invasive treatments which require medical malpractice liability cover.
Best Beauty Salon Insurance in the UK
In countries like England and Scotland, where there are more than 10,000 beauty salons spread across all their cities, having beauty therapist insurance tailored to the specific needs of this type of business is more than a necessity. Our work is designed to make things a little easier for you by covering potential accidents or unforeseen events that may arise at any time, which is essential for protecting your beauty business. Plus, we’ll be at your complete disposal 24 hours a day, 365 days a year because we want to help you precisely when you need it most with beauty salon insurance services. Common risks in beauty centres include:
- A fire breaks out. We’ll arrive at your premises as quickly as possible to minimise damage and cover the costs of repairs.
- Legal defence. You need to go to court. We’ll provide the legal assistance you need and cover the costs of the process.
- Water damage. A pipe bursts overnight, flooding your salon. We’ll repair the damage and pay you to replace the damaged equipment.
- An electrical failure damages your connected equipment. We’ll cover all damages so you can get back to your daily routine as quickly as possible.
- Keys are stolen. We send an emergency locksmith to change the lock.
- You get robbed while you’re at the bank to deposit the day’s takings. We’ll reimburse you for your loss up to the limit set in your policy.
Why Insure Smart for Beauty Insurance
Beauty and aesthetic centres are places where treatments are performed that can pose risks to clients. Therefore, it is important to have insurance for beauty business in the UK that protects both owners and clients in the event of claims for damages or losses. Beauty insurance gives you the peace of mind of being protected against potential claims for damages to clients or employees. At Insure Smart, our mission is to offer you personalised, high-quality service. We value your safety and peace of mind above all else.
Through Insure Smart, you’ll receive a price comparison of the best beauty insurance policies from UK insurers. A specialist insurance agent will be able to advise you completely free of charge on each of them, so you can find and purchase the best beauty insurance policy and coverage that best suits your needs.
How to Get Started For Beauty Insurance
Visit our office
342 High Street, Kirkcaldy, KY1 1LD
Beauty Insurance FAQ
Salon owners, nail technicians, freelance makeup artists, and stylists can all benefit from salon insurance.
As a freelance or mobile hairdresser, being self-employed means you’re accountable for arranging your insurance policy. Ensuring your business is adequately protected with the appropriate insurance offers you peace of mind to pursue your passion without worry.
The cost depends on several factors, including your business location, size, services offered, employment status, and claims history.
A typical policy covers treatments such as manicures, pedicures, eyelash tinting, eyebrow shaping, facial massages, skin cleansing, waxing, and ear piercing.
Yes, it’s advisable. Even if you operate from home, having salon insurance is essential to protect against potential liabilities, stock, and equipment losses, as your home insurance may not provide adequate coverage.
Yes, beauty insurance can cover stock and supplies against loss or theft, including expensive equipments like computers and iPads.
Yes, you can secure business insurance before commencing trading, regardless of your business’s VAT registration status or whether it’s a limited company.
You can consider below as additional cover for your peace of mind
Above listed covers are for reference only, we would suggest to get in touch with our experts and discuss your needs so that they can guide you to exact what would help you. Call us now on 0159 649786