Hotel Insurance

Best Hotel Insurance Broker in Scotland
If you own or manage a hotel (or a hostel, guesthouse, or rural house), you should protect yourself against damages to your hotel and any liability claims you may receive. A hotel insurance covers the activities specific to the sector that take place within these types of establishments and protects against possible damage and material loss to the contents (furniture and machinery), damage to the facilities where the activity is carried out, or even damage to clients who have contracted the services.
At Insure Smart, we know that each and every hospitality business is unique in the way it operates. Whether you own a single hotel or have a portfolio of several dotted around the country, we work harder to ensure every aspect of your business has been considered.
Why Hotel Insurance?
The ultimate goal of this type of insurance is to ensure guests can continue enjoying the services they offer with peace of mind, but also, and no less importantly, to minimise the financial impact of a specific incident and ensure the future viability of the business. As explained in the previous section, hotel liability insurance is an essential tool for dealing with mishaps that may occur in the hotel industry. In addition to the main coverage (damage and liability), comprehensive hospitality insurance services typically also include legal assistance; this is very useful in situations where an accident has occurred on the hotel’s premises and caused damage to a third party.
Property Protection
Liability Coverage
Guest Satisfaction

Get the Cheap Hotel Insurance in the UK
We recognise the distinctive demands of the hospitality industry, and the Hotel Insurance plans we arrange are meticulously crafted to offer you the peace of mind you deserve. As you navigate the dynamic landscIf you need a hotel insurance broker to protect your hotel against a disaster, Insure Smart offers you a complete and wide range of coverages: theft, fire, atmospheric phenomena, electrical damage… and many optional coverages that you can select (adapted to your business). Our hotel insurance UK plans cover a variety of establishments, ensuring that your specific needs are met. Explore the offerings, including:
- Hotel Insurance: Comprehensive coverage for hotels of all sizes.
- Bed and Breakfast Insurance: Tailored protection for charming B&Bs.
- Resort Insurance: Coverage for sprawling resort properties.
- Hotel Inn Insurance: Insurance solutions for cosy inns.
- Luxury Hotel Insurance: Specialised coverage for high-end establishments.
- Budget Hospitality Insurance: Tailored protection for cost-effective accommodation.
- Motel Insurance: Coverage for roadside motels.
- Hotel Property Insurance: Protection for the physical assets of your hotel.
- Hotel Liability Insurance: Safeguarding against liability claims related to your hotel.
- Hotel Contents Insurance: Coverage for the valuable contents of your hotel.
- Guesthouse Insurance: Insurance solutions for welcoming guesthouses.
- Hotel Event Insurance: Specialised coverage for hotels hosting events.
How to Get Started For Hotel Insurance with Insure Smart?
Consultation and Assessment
Customised Quotes
Secure Your Business
Visit our office
342 High Street, Kirkcaldy, KY1 1LD