Temporary car insurance allows you to comply with the law, but for a short period of time. This insurance is useful in situations where you need to insure your vehicle for a short period of time. When renting a car, borrowing a friend or family member’s vehicle, or when you need additional coverage during a trip or a peaceful event, choose this policy.
At Insure Smart, we provide the best short term vehicle insurance in the UK and Scotland. Temporary car insurance allows you to insure your vehicle for a short period of time, such as a day, a week, or a month. In today’s world, we expect our technology to be quick and flexible, able to bend to our needs. Insurance should be the same, especially if it’s compulsory. You never know when you need temporary car insurance, so it’s important that when you do need it, the process is rapid, straightforward and affordable.
Temporary car insurance is ideal for people who need vehicle protection for a short period, from a day to a few months. This type of insurance is for drivers who include tourists or foreign visitors, people who rent a car for a specific period, owners who are going to sell their car, drivers who use the vehicle seasonally, or the owners of classic cars.
Insure Smart is your trusted partner with years of experience in the insurance industry. As expert insurance brokers in the UK, we guide you through the complexities of this insurance and arrange multiple coverage options.
Temporary car insurance works as an alternative if you don’t have an annual plan. We offer different options that can be tailored to your needs, budget, and daily routine:
342 High Street, Kirkcaldy, KY1 1LD
Policy exclusions in car insurance commonly include:
– Damage to property owned by or under the control of the policyholder
– Costs related to fixing defects in land, buildings, or structures sold by the policyholder
– Specific types of hazardous work such as demolitions exceeding handheld tools or work at significant heights or depths
– Use of explosives, water diversion, quarrying, or underwater work
– Activities like tree felling, power station work, or work in hazardous industrial sites
– Roofing contracts not tied to building erection, reconstruction, or repair projects.
If your vehicle is used for business purposes and you don’t have the appropriate business cover, you could be driving without insurance, even if you have a valid personal insurance policy.
Third party insurance is the legal minimum. This means you’re covered if you have an accident causing damage or injury to any other person, vehicle, animal or property. It does not cover any other costs like repair to your own vehicle. You may want to use an insurance broker.
Your employer may already provide Carriage of goods for hire and reward cover, so please check this before you buy. And bear in mind that the vehicle is covered, but any goods, food or merchandise you’re carrying aren’t – you’ll need extra cover for that.
A standard car insurance, van insurance or motorbike insurance won’t meet your needs for this type of work – you’ll need a courier insurance policy that covers you for fast food deliveries.
EXCELLENT Based on 38 reviews Ahmad Mejbas Al-Remal2024-11-15Trustindex verifies that the original source of the review is Google. I use InsureSmart for two business accounts. They have always gone above and beyond. Their service is the best there is, and with unmatched value. Any time I phone or visit the office, I feel welcome and cared for, and they do their best to ensure they offer me the best product for my needs. And it feels personal, they are naturally kind people and genuinely care about their customers. I would not even consider other insurance companies, simply because they are the best. David Cathie2024-11-12Trustindex verifies that the original source of the review is Google. Instant cover, with clear and correct information from friendly, polite experienced staff... Jean Bell2024-11-05Trustindex verifies that the original source of the review is Google. We have used Insure Smart for at least 10 years now and have always found them to be competent and competitive. We have found them to be a good choice. Vicki Perston2024-10-16Trustindex verifies that the original source of the review is Google. Brilliant service from Shaun and Insure Smart to insure the Burntisland Bonfire and Fireworks display for 2024. Effective, uncomplicated, responsive and pleasure to deal with. khalid farooq2024-08-16Trustindex verifies that the original source of the review is Google. Exceptional service, very competitive prices, this is why I've been with them for 10 years. Kashy Afzal2024-06-03Trustindex verifies that the original source of the review is Google. Used insure smart for a number of years. Very transparent on pricing and always well planned ahead to share renewal prices. Highly recommended.