Tyre And Alloy Insurance
Tyre And Alloy Insurance
Regardless of whether you have a long trip or not, tires are a very important element in the safety of your journeys, and therefore, we must ensure they are always in perfect condition. Insure Smart’s Tyre and Alloy Insurance includes tire coverage under travel assistance to help with the cost of repairing or replacing passenger car tires, which can be damaged due to accidental breakage and/or deformation, puncture, or blowout.
Initially, a tire repair will be attempted. If this is not possible, more than one tire will be replaced. If the specialist technician deems it appropriate for safety reasons, the tire will be replaced with another of the same brand or, failing that, with one with similar characteristics.
Changing a Tyre in Case of a Puncture
In the event of a punctured alloy tyre, Insure Smart will proceed as follows:
- Will repair the damaged tire whenever possible.
- If it cannot be repaired, it will be replaced. The tire will be replaced with one of the same brand or a similar brand.
With tyre and alloy insurance, your tires are protected against many different situations. But remember that normal wear and tear is not covered, so it is your responsibility to ensure your car’s wheels are always in optimal driving condition.

How to Get Tyre and Alloy Insurance in the UK?
Good insurance includes comprehensive coverage, but that doesn’t mean you have to pay a high premium, or you have to give up on the best service.
To request a quote, simply tell us:
- Type of vehicle to be insured: license plate, make, model, and registration date.
- Features: fuel, displacement and power.
- Name of the company with which you currently have insurance.
- Date you want your insurance with Insure Smart to come into effect
- Insurance.
- Data of the policyholder and the usual driver (if it is a different person).
Get information without obligation and discover how much you can save by switching to our company. Get the best price and the best coverage.
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Visit our office
342 High Street, Kirkcaldy, KY1 1LD
Tyre & Alloy Insurance FAQ
Our tyre and alloy insurance covers the cost of repairing or replacing damaged tyres and alloy wheels due to kerbing, potholes, and other road-related damage.
Many of our policies offer unlimited claims, meaning you can make as many claims as you need throughout the policy period.
You pay the first £15 of each claim.
No, we only cover the alloy wheels that came with the car when it was new.
Yes, the tyres fitted to the vehicle are ‘E’ marked and based on the manufacturer’s specifications, we cover both standard and run-flat tyres.
Yes, it must be in line with the policy coverage and up to £150 per alloy wheel replacement or repair. There’s no set limit for the cost of tyres, but for all claims, there’s a maximum of £1,500 per policy year.
Yes, especially if your vehicle has high-value alloy wheels, or if you drive regularly on poor-quality roads. Alloy insurance ensures that you’re not left paying hefty repair bills.
Yes, our policies typically cover accidental damage to your tyres and alloys, including kerbing and road debris damage.
Contact us today to get a competitive quote that suits your needs and protects your vehicle’s wheels from unexpected damage.
You can consider below as additional cover for your peace of mind
- Scratch and Dent Insurance
- Motor Breakdown Insurance
- GAP Insurance
Above listed covers are for reference only, we would suggest to get in touch with our experts and discuss your needs so that they can guide you to exact what would help you. Call us now on 0159 649786
EXCELLENT Based on 38 reviews Ahmad Mejbas Al-Remal2024-11-15Trustindex verifies that the original source of the review is Google. I use InsureSmart for two business accounts. They have always gone above and beyond. Their service is the best there is, and with unmatched value. Any time I phone or visit the office, I feel welcome and cared for, and they do their best to ensure they offer me the best product for my needs. And it feels personal, they are naturally kind people and genuinely care about their customers. I would not even consider other insurance companies, simply because they are the best. David Cathie2024-11-12Trustindex verifies that the original source of the review is Google. Instant cover, with clear and correct information from friendly, polite experienced staff... Jean Bell2024-11-05Trustindex verifies that the original source of the review is Google. We have used Insure Smart for at least 10 years now and have always found them to be competent and competitive. We have found them to be a good choice. Vicki Perston2024-10-16Trustindex verifies that the original source of the review is Google. Brilliant service from Shaun and Insure Smart to insure the Burntisland Bonfire and Fireworks display for 2024. Effective, uncomplicated, responsive and pleasure to deal with. khalid farooq2024-08-16Trustindex verifies that the original source of the review is Google. Exceptional service, very competitive prices, this is why I've been with them for 10 years. Kashy Afzal2024-06-03Trustindex verifies that the original source of the review is Google. Used insure smart for a number of years. Very transparent on pricing and always well planned ahead to share renewal prices. Highly recommended.